- The condition for loan approval is a regular monthly inflow to the personal account or a receipt of inflows from the borrower of another bank.
- Pensioners must submit the last original ZPIZ notice.
| | You need the following documents: - valid identification document (identity card, passport),
- additional documentation depending on the various purposes of renting a loan (e.g. a notarized purchase and sale agreement for the purchase of an apartment),
- employees, original of the last 12 pay slips, for pensioners the original of the pension payment certificate (ZPIZ Notice) for the last 3 months,
- other documents at the discretion of the bank employee.
Also print and fill out:
Before approving the loan, the bank will check the correctness of your operations in the SISBON system.
More information: www.sisbon.si |
For various purposes of renting a loan, you need the following additional documentation, and any other documentation is only required at the discretion of the bank advisor:
| For the construction of a residential house | building permit,
land register statement or ownership document |
| When buying an apartment or house | notarized purchase and sale agreement |
| When renovating an apartment or house | proof of ownership of the housing unit
land register statement or ownership document |
| For payment of shares after divorce | a final decision or a notarized agreement on the division of joint property |
| | You need the following documents: - valid identification document with picture,
- additional documentation depending on the various purposes of renting a loan (e.g. a notarized purchase and sale agreement for the purchase of an apartment),
- tax š number,
- printout of traffic for the last 6 months on TRR,
- employees, original of the last 12 pay slips, for pensioners the original of the pension payment certificate (ZPIZ Notice) for the last 3 months,
- a certificate of inflows for the last 12 months, which he must bring from the bank where he has an open TRR (only when paying the insurance premium),
- other documents at the discretion of the bank employee.
Natisnite in izpolnite tudi:
Before approving the loan, the bank will check the correctness of your operations in the SISBON system.
More information: www.sisbon.si |
For various purposes of renting a loan, you need the following additional documentation, and any other documentation is only required at the discretion of the bank advisor:
| For the construction of a residential house | building permit,
land register statement or ownership document |
| When buying an apartment or house | notarized purchase and sale agreement |
| When renovating an apartment or house | proof of ownership of the housing unit
land register statement or ownership document |
| For payment of shares after divorce | a final decision or a notarized agreement on the division of joint property |
| | I receive the first regular inflow to the vaš A new account in our bank is followed by the signing of a loan agreement in the nearest branch and immediate fulfillment of your wishes. |
Become a client of our bank and take advantage of more favorable loan conditions after the first regular monthly inflow.
LEAR MORE
Fixed interest rate: The interest rate does not change during the term of the loan, which means that the customer pays the same amount every month and thus knows with certainty the total interest that he will pay during the term of the loan.
Variable interest rate: The interest rate is variable and is equal to the sum of the reference interest rate 6M EURIBOR and the fixed interest margin.
In the event that the EURIBOR would be less than 0.00%, for the period when the EURIBOR is lower than 0.00%, the bank applies and calculates the contractual interest at the reference interest rate EURIBOR 0.00%, increased by the surcharge.
How EURIBOR affects the monthly annuity during the variable interest rate period depends on the value of EURIBOR and the repayment phase of the loan.
STANOVANJSKI KREDIT
080 17 70
